Trump Proposes Overhaul of Obamacare, Advocates Direct Payments to Americans (Page 1 ) | November 15, 2025

Former President Donald Trump over the weekend outlined a plan to fundamentally reshape the way federal healthcare subsidies are distributed, calling for funds currently allocated to insurance companies under the Affordable Care Act to be sent directly to Americans.

Posting on Truth Social, Trump urged Senate Republicans to act swiftly on the proposal, framing it as a way to empower individuals while reducing reliance on what he described as a flawed system. “I am recommending to Senate Republicans that the Hundreds of Billions of Dollars currently being sent to money-sucking Insurance Companies in order to save the bad Healthcare provided by ObamaCare, BE SENT DIRECTLY TO THE PEOPLE SO THAT THEY CAN PURCHASE THEIR OWN, MUCH BETTER, HEALTHCARE, and have money left over,” he wrote on Saturday.

Trump characterized the move as a redistribution of power from large insurers to ordinary citizens. “In other words, take from the BIG, BAD Insurance Companies, give it to the people, and terminate, per Dollar spent, the worst Healthcare anywhere in the World, ObamaCare,” he added, emphasizing his long-standing criticism of the ACA’s structure and cost inefficiencies.

The proposal, which critics argue raises logistical and regulatory questions, signals Trump’s continued focus on healthcare as a central issue in his political messaging, particularly ahead of future elections where healthcare costs remain a top concern for American voters.

Trump Pushes Direct-Payment Healthcare Plan, Blames Democrats for Shutdown

Former President Donald Trump clarified that his proposal to redirect federal healthcare subsidies would require changes to federal appropriations for premium tax credits and cost-sharing reductions—a process that would need approval from both the House and Senate.

On Sunday, Trump doubled down on his plan in a follow-up Truth Social post, this time targeting Democrats for the recent government shutdown, which arose from their demand that Republicans extend COVID-era Obamacare subsidies. “I am sorry that the American People are being terrorized by Democrats who have decided to shut the Government down to make me and other Republicans continue ObamaCare subsidies, which have been a windfall for Health Insurance Companies, and a DISASTER for the American People,” he wrote.

Trump also renewed his criticism of insurance companies, accusing them of profiting excessively under the current system. “This enrichment of Health Insurance companies must stop,” he said. “It is long past time to lower Premiums, not enrich Insurance Companies. I stand ready to work with both Parties to solve this problem once the Government is open. Stop terrorizing the American People. Stop pushing failed policies!”

The posts underscore Trump’s continued focus on healthcare reform as a key political issue, framing the debate in terms of both partisan conflict and what he casts as systemic inefficiencies benefiting insurers at the expense of ordinary Americans.

Trump Targets Democrats Over Obamacare, Calls for Direct Payments to Americans

In a late Sunday morning post, former President Donald Trump renewed his criticism of Democrats, accusing them of prioritizing the interests of insurance companies over ordinary Americans. “Democrats claim to be working for ‘the little guy,’ and driving down your Health Insurance, but the OBAMACARE SCAM goes STRAIGHT TO THEIR BEST FRIENDS IN THE INSURANCE INDUSTRY,” he wrote. “THEY ARE MAKING A ‘KILLING,’ while Health Coverage only gets WORSE.”

Trump warned that if Democrats succeed in extending the current system, they and their allies in the insurance sector would benefit financially at the expense of the public. “If Democrats get their way again, they’re in for another HUGE Payday at the expense of the American People. NO DEAL! Republicans should give money DIRECTLY to your personal HEALTH SAVINGS ACCOUNTS that I expanded in our GREAT BIG BEAUTIFUL BILL. Thank you for your attention to this matter!” he concluded.

Accompanying the post was a chart illustrating how major health insurers’ stock prices reportedly surged by an average of 1,000 percent following the enactment of Obamacare in 2010, reinforcing Trump’s argument that the system disproportionately benefits the industry rather than American families.

Trump’s Healthcare Posts Precede Government Shutdown Resolution

Former President Donald Trump’s posts came just ahead of a negotiated end to the government shutdown on Monday.

The bipartisan deal, reached between Senate Republicans and Democrats, stipulated that Republicans would commit to holding a vote in the near future on whether to extend the COVID-era Obamacare subsidies.

Senate Majority Leader Commits to Upcoming Vote on Obamacare Subsidies

“As I have said for weeks to my Democrat friends, I will schedule a vote on their proposal, and I have committed to having that vote no later than the second week in December,” Senate Majority Leader John Thune, a Republican, stated from the Senate floor on Sunday.