Instructions:
Prepare the Dish: Line the bottom of a 13x9x2-inch dish with one bag of cookies. Arrange the sliced bananas evenly over the cookies.

Make the Pudding: In a medium bowl, whisk together the cold milk and instant pudding mix until smooth. Set aside to allow it to set.

Cream Mixture: In another bowl, beat the softened cream cheese and sweetened condensed milk together until smooth and well combined.

Combine Mixtures: Gently fold the whipped topping into the cream cheese mixture. Then, add this mixture to the pudding and stir until everything is well blended.

Assemble: Pour the combined mixture over the layer of cookies and bananas in the dish, spreading it evenly.

Top Layer: Place the remaining cookies over the top of the pudding mixture.

Chill: Cover the dish and refrigerate for at least 2 hours before serving to allow the flavors to meld and the pudding to set.

This no-bake dessert is perfect for gatherings and is sure to impress your guests with its rich flavor and creamy texture. Enjoy!