Step 3 — Season & Combine:
Drain any excess fat. Add the minced garlic, cumin, salt, and pepper. Stir in the diced green chiles and refried beans until everything is fully combined. Keep warm.
Step 4 — Make the Sauce:
In a saucepan, mix together the tomato sauce, no-bean chili, and enchilada sauce. Warm over medium heat until well blended and heated through.
Step 5 — Build the Burritos:
Divide the beef-and-bean filling into six equal portions. Place each portion onto a tortilla and top with some of the shredded cheese and shredded lettuce. Fold the tortilla securely like an envelope.
Step 6 — Bake:
Lay the burritos seam-side down in two greased 9×13-inch baking dishes. Pour the warm sauce over the top and sprinkle with the remaining cheese. Bake for 15–20 minutes, or until everything is hot and the cheese is melted and bubbly.
Step 7 — Add Toppings:
Finish with chopped green onions and any other toppings you enjoy—such as sour cream, tomatoes, or dried