Brown the ground beef and onion in a skillet over medium high heat. Cook and stir until evenly browned and onion begins to soften. Click for a medium skillet.
Drain grease and season with the garlic cumin salt and pepper. Stir in the green chilies and refried beans until well blended. Turn off heat but keep warm.
In a saucepan combine the tomato sauce no-bean chili and enchilada sauce. Whisk together until mixed well and cook over medium heat until heated through. Turn off heat and keep warm. Click for a whisk.